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Bridge Loans

Payette Financial is a direct Private Money Lender also known as a Hard Money Lender specializing in financing commercial Bridge Loans. Many Bridge Loans financed by Payette Financial have previously been rejected by traditional banks and lenders. What is a Bridge Loan? A Bridge Loan is a short term loan intended to provide or extend financing pending the arrangement of long-term financing. Private Money Lenders and Hard Money Lenders such as Payette Financial make Bridge Loans by looking to the strength of the real estate collateral pledged as security for the loan, rather than the borrower’s financial condition and credit scores, in determining whether or not to approve a loan request.

If you have equity in a commercial property or an investment property that you can pledge as collateral for a Bridge Loan and your Bridge Loan request has been turned-down by traditional banks, or you need to close on a Bridge Loan quickly, have bad credit, no credit, or are self-employed, or have non-verifiable income, then Payette Financial is your Private Money /Hard Money Bridge Loan Lender!

Payette Financial makes Bridge Loans secured by almost any type of commercial or investment property, including, but not limited to, raw land, commercial buildings, industrial buildings, retail centers, mixed-use developments, warehouse buildings, self-storage facilities, shopping centers, hotels, motels, office buildings, assisted living facilities, gas stations, restaurants, bars, mobile home parks and multifamily (must be five or more units).  We do not make residential home loans.

If you want a Private Money/Hard Money Lender that takes a no nonsense approach to underwriting Bridge Loan requests quickly and works hard to accommodate its borrower’s needs without the extensive documentation requirements of a conventional lender then give us a call at (208) 333-2040, or fill out an on-line application today to see what we can do for you.

We are currently serving borrower loan requests in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming, and will consider loans in other states on a case by case basis.

See our Home Page for more information on Payette Financial and the types of loans that we make.

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