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Payette Financial was formed by two Idaho based professionals who have extensive experience operating, growing and managing commercial lending institutions.

Matthew T. Moore, Principal:  In addition to Payette Financial Services, LLC, Mr. Moore has been a principal and founder in two other successful finance companies: Aviation Finance Group, LLC which specializes in corporate aircraft lending and AMRESCO Commercial Finance which focuses on franchise and small business lending activities.  Since 1993, Mr. Moore has been actively involved in all aspects of commercial lending operations including: loan origination, credit underwriting, loan servicing, workout strategies, legal and accounting matters and securitization and other capital market activities.  From 1989 to 1993, Mr. Moore worked as an Analyst and Associate in Dean Witter Reynolds’ Corporate Finance Department focusing on debt, equity, M&A, and securitization transactions for financial institutions.  Mr. Moore holds a B.S. in Business Administration with a concentration in Finance and a minor in Economics from Colorado State University.  Mr. Moore graduated with highest distinction.

D. Craig Christensen, Principal:  Mr. Christensen has a wealth of experience in structuring and working out higher risk loans and consulting with borrowers in distressed situations.  Since September 1999, Mr. Christensen has been responsible for all problem loan activities at AMRESCO Commercial Finance (“ACF”), a specialized lender and servicer of commercial business loans.  Prior to joining ACF, Mr. Christensen spent two years as Managing Attorney for the United Nations Compensation Commission in Geneva, Switzerland, responsible for the resolution of US $13 Billion of claims filed by Kuwaiti corporations as a result of the Gulf War.  Prior to that, Mr. Christensen spent six years as a Senior Associate at Murphy, Weir, & Butler in San Francisco, California, representing lenders in multi-million dollar secured financing transactions, out-of-court loan restructurings, judicial foreclosure actions, Federal, State and Bankruptcy Courts and in other aspects related to the enforcement of creditor’s rights.  Mr. Christensen graduated Magna Cum Laude from the University of Southern California in 1984 with a B.S. in Business Administration with a concentration in Accounting.  Mr. Christensen received his Juris Doctor from the University of California Hastings College of Law in 1991.  Mr. Christensen is also a Certified Public Accountant.

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