Hard Money Loans

Payette Financial is a direct Hard Money Lender in Idaho specializing in financing difficult transactions that traditional banks avoid. What is a Hard Money Lender? A Hard Money Lender makes asset-based loans (“Hard Money Loans”) secured by a piece of real estate collateral. Hard Money Loans are made by private lenders that generally look to the strength of the real estate collateral pledged as security for the loan, rather than the borrower’s financial condition and credit scores, in determining whether or not to approve a loan request.

If your loan request has been turned-down by traditional banks, you need to close on a loan quickly,have bad credit, no credit, or are self-employed, or have non-verifiable income, but have equity in a piece of real estate collateral, then Payette Financial is your Hard Money Lender!

Payette Financial makes Hard Money Loans secured by almost any type of commercial or investment property, including, but not limited to, raw land, commercial buildings, industrial buildings, retail centers, mixed-use developments, warehouse buildings, self-storage facilities, shopping centers, hotels, motels, office buildings, assisted living facilities, gas stations, restaurants, bars, mobile home parks, apartments, and multifamily (must be five or more units). We do not make residential home loans.

If you want a Hard Money Lender that takes a no nonsense approach to underwriting hard money loan requests quickly and works hard to accommodate its borrower’s needs without the extensive documentation requirements of a conventional lender then give us a call at (208) 996-3861, or fill out an on-line application today to see what we can do for you.

We are currently serving borrower loan requests in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming, and will consider loans in other states on a case by case basis.

See our Home Page for more information on Payette Financial and the types of loans that we make.